About Us

Hey there, business owner! Are you tired of exhausting traditional funding options that solely focus on your credit score and ignore the potential of your revenue? We feel you. It's frustrating when a mere number overshadows your dreams and hard work. But fret not! Introducing Alternative Business Funding, a game-changer in the financial landscape that takes into account what truly matters: your business's actual business income.
small biz working capital

At Small Biz Working Capital, we understand small businesses' challenges when accessing the necessary funds to grow and thrive. We work with revenue-based alternative funding providers dedicated to helping small business owners like you get the fast and reliable business funding you need.

With our lenders' extensive range of services, they offer flexible funding options tailored to meet the unique needs of your business. Whether you require small business funding, equipment financing, a business line of credit, cash advances for business, or employee retention resources, our lending providers can help.

As a small business owner, we know time is essential. That's why we only work with lending sources that strive to provide a quick and efficient funding process, ensuring you can access the funds you need promptly. In fact, our lending sources offer same-day funding up to $10,000 for those urgent financial needs.

One of the key advantages of working with Small Biz Working Capital is our lenders' revenue-based approach. Unlike traditional lenders who heavily rely on credit scores and collateral, our alternative lenders base their funding decisions on your business's revenue. This means that even if you have less-than-perfect credit or limited collateral, you still have a chance to secure the funding you need.

When you choose Small Biz Working Capital, you can expect a seamless and hassle-free application process. Our lenders' online application is simple and straightforward, allowing you to submit your funding request easily. Within one to two business days, you will receive a decision, giving you peace of mind and the ability to plan for your business's future.

We take pride in our commitment to supporting small businesses. Our lenders' funding solutions are designed to empower you, giving you the financial resources necessary to grow and succeed. Whether you need to invest in new equipment, manage cash flow, or seize growth opportunities, our funding options can help you achieve your goals.

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At Small Biz Working Capital, we are dedicated to your success. Contact us today to explore how our lenders' revenue-based funding solutions can support your small business. Together, we can navigate the financial landscape and unlock the opportunities that lie ahead.

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General Information: Small Business Working Capital, the owner, and operator of this website smallbizworkingcapital.com, is not a lender or representative of any lender or service provider, does not make any loan or credit decisions, and is not implicated in any way in the lending process.


Loan Request Terms: Small Business Working Capital is intended to function as an advertising referral service and serves as a connecting platform between its users (who may be potential borrowers) and qualified participating lenders.


Small Business Working Capital does not oversee or regulate and is not responsible for any lender's actions. The offers, loan terms, rates (including APR), fees and charges, loan amount, cash transfer times, repayment terms, and any legal implications for late or non-payments are within the full responsibility and control of the particular lender that provides the loan service.


State Regulations: Loans and loan services are not available in all states or jurisdictions; consequently, residents of some states may not be able to apply for some or all online loans.


Credit implications: Any participating lender may perform a credit check before making any credit decision. This action might involve contacting the credit reporting bureaus to determine the applicant's creditworthiness, credit standing, or credit aptitude.


Borrowers Beware: Short-term lending is intended to address short-term financial needs and does not constitute a long-term financial solution. Short-term loans involve costs to the borrower and may potentially worsen the precarious financial situation of the latter. Potential clients might consider consulting a finance professional to obtain advice about the risks involved with short-term loans and available alternatives.


Loan Approval: The submission of an application for a loan does not guarantee the approval of an applicant for any offer.


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