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Minimum Requirements and Qualifications
At Small Biz Working Capital, our lenders specialize in providing unsecured business funding for businesses with a credit score of 700 or higher.
With their streamlined application process and no requirement for collateral, you can secure the capital you need quickly and at the lowest rates in the industry. Our commitment is to help you achieve your business goals with revenue-based funding options tailored to your financial profile.
Benefits of Business Funding for Credit Score of 700+
Small Biz Working Capital offers unique funding solutions specifically designed for businesses with a strong credit history. If your business has a credit score of 700 or higher, you can benefit from our competitive funding options without the need for collateral. Here's why our service stands out:
The lowest repayment terms in the industry, ranging from 1.18x to 1.29x the advanced amount for highly qualified businesses. This is significantly lower than the standard rates of 1.3x to 1.5x, allowing you to save money while accessing the funds you need.
Time is money, especially for small businesses. With our lender's fast-track approval process, you can receive an offer and have funds deposited into your bank account in just one business day. No more waiting weeks for approval; we prioritize your business's immediate needs.
Our business funding is unsecured, meaning there’s no need for you to put up personal or business assets as collateral. This minimizes your risk and simplifies the funding process.
Our lenders make the funding process simple and straightforward.
Fill out the online application, providing basic details about your business and three months of your most recent bank statements, a voided check, and a driver's license.
A dedicated funding specialist will work with you to explore your business funding options. They'll help you choose the best solution tailored to your business needs, considering factors like repayment terms and the overall cost of financing.
After approval, funds will be deposited directly into your bank account, allowing you to focus on what matters most—growing your business.
Our unsecured business financing can be utilized for a wide range of purposes to support your business growth and operational needs. Whether you’re looking to expand, purchase inventory, upgrade equipment, or hire new employees, our flexible funding can help you achieve your goals without the hassle of collateral.
Use the funds to open new locations, enter new markets, or invest in marketing strategies to attract more customers.
eep your shelves stocked and meet customer demand by purchasing inventory upfront.
Invest in new equipment or technology to improve efficiency and productivity in your operations.
Use the capital to expand your current facilities or renovate your existing space to better serve your customers.
Grow your team to keep up with business demand or expand into new areas of expertise.
Cover day-to-day operational expenses, from utilities to supplier payments, without straining your cash flow.
Our lenders provides unsecured revenue-funding across a diverse range of industries. Whether you run a small retail shop or a growing manufacturing business, our lenders have the expertise and resources to support your financial growth.
Choosing to work with our lenders means taking the first step toward financial flexibility and business growth. With our lender's low rates, fast approvals, and no collateral requirements, you can focus on what matters most—building your business.
Our fast-track approval process ensures that you receive a decision within one business day, with funds deposited shortly after approval.
No, our business funding options do not require any collateral, making it easier and safer for you to access the capital you need.
For businesses with a 700+ credit score, we offer repayment rates between 1.18-1.29x the advanced amount, which is among the lowest in the industry.
Yes, our funding is versatile and can be used for various business needs such as purchasing inventory, upgrading equipment, expanding your business, or managing operational costs.
To qualify for our best rates and terms, a minimum credit score of 700 is required.
