General Information: Small Business Working Capital, the owner, and operator of this website smallbizworkingcapital.com, is not a lender or representative of any lender or service provider, does not make any loan or credit decisions, and is not implicated in any way in the lending process.

Loan Request Terms: Small Business Working Capital is intended to function as an advertising referral service and serves as a connecting platform between its users (who may be potential borrowers) and qualified participating lenders.

Small Business Working Capital does not oversee or regulate and is not responsible for any lender's actions. The offers, loan terms, rates (including APR), fees and charges, loan amount, cash transfer times, repayment terms, and any legal implications for late or non-payments are within the full responsibility and control of the particular lender that provides the loan service.

State Regulations: Loans and loan services are not available in all states or jurisdictions; consequently, residents of some states may not be able to apply for some or all online loans.

Credit implications: Any participating lender may perform a credit check before making any credit decision. This action might involve contacting the credit reporting bureaus to determine the applicant's creditworthiness, credit standing, or credit aptitude.

Borrowers Beware: Short-term lending is intended to address short-term financial needs and does not constitute a long-term financial solution. Short-term loans involve costs to the borrower and may potentially worsen the precarious financial situation of the latter. Potential clients might consider consulting a finance professional to obtain advice about the risks involved with short-term loans and available alternatives.

Loan Approval: The submission of an application for a loan does not guarantee the approval of an applicant for any offer.

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