Terms and Conditions

These Terms govern your access to, usage of all content, Product and Services available at https://smallbizworkingcapital.com website (the “Service”) operated by Small Biz Working Capital (“us”, “we”, or “our”).

Your access to our services are subject to your acceptance, without modification, of all of the terms and conditions contained herein and all other operating rules and policies published and that may be published from time to time by us.

Please read the Agreement carefully before accessing or using our Services. By accessing or using any part of our Services, you agree to be bound by these Terms. If you do not agree to any part of the terms of the Agreement, then you may not access or use our Services.

Intellectual Property

The Agreement does not transfer from Us to you any of Ours or third party intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with Small Biz Working Capital and its licensors.

Third-Party Services

In using the Services, you may use third-party services, products, software, embeds, or applications developed by a third party (“Third Party Services”).

If you use any Third Party Services, you understand that:

  • Any use of a Third Party Service is at your own risk, and we shall not be responsible or liable to anyone for Third-Party websites or Services.
  • You acknowledge and agree that We shall not be responsible or liable for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods or services available on or through any such web sites or services.


Accounts

Where use of any part of our Services requires an account, you agree to provide us with complete and accurate information when you register for an account.


You will be solely responsible and liable for any activity that occurs under your account. You are responsible for keeping your account information up-to-date and for keeping your password secure.

You are responsible for maintaining the security of your account that you use to access the Service. You shall not share or misuse your access credentials. You must notify us immediately of any unauthorized uses of your account or upon becoming aware of any other breach of security.

Termination

We may terminate or suspend your access to all or any part of our Services at any time, with or without cause, with or without notice, effective immediately.


If you wish to terminate the Agreement or your Small Business Working Capital account, you may simply discontinue using our Services.

All provisions of the Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Disclaimer

Our Services are provided “AS IS.” and “AS AVAILABLE” basis. Small Business Working Capital and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Small Biz Working Capital, nor its suppliers and licensors, makes any warranty that our Services will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, our Services at your own discretion and risk.

Jurisdiction and Applicable Law

Except to the extent any applicable law provides otherwise, the Agreement and any access to or use of our Services will be governed by the laws of the United States and the State of Pennsylvania.


The proper venue for any disputes arising out of or relating to the Agreement and any access to or use of our Services will be the state and federal courts located in the United States.

Changes

Small Business Working Capital reserves the right, at our sole discretion, to modify or replace these Terms at any time.

If we make changes that are material, we will let you know by posting on our website, or by sending you an email or other communication before the changes take effect. The notice will designate a reasonable period of time after which the new terms will take effect.

If you disagree with our changes, then you should stop using our Services within the designated notice period, or once the changes become effective. Your continued use of our Services will be subject to the new terms.

small business funding


General Information: Small Business Working Capital, the owner, and operator of this website smallbizworkingcapital.com, is not a lender or representative of any lender or service provider, does not make any loan or credit decisions, and is not implicated in any way in the lending process.


Loan Request Terms: Small Business Working Capital is intended to function as an advertising referral service and serves as a connecting platform between its users (who may be potential borrowers) and qualified participating lenders.


Small Business Working Capital does not oversee or regulate and is not responsible for any lender's actions. The offers, loan terms, rates (including APR), fees and charges, loan amount, cash transfer times, repayment terms, and any legal implications for late or non-payments are within the full responsibility and control of the particular lender that provides the loan service.


State Regulations: Loans and loan services are not available in all states or jurisdictions; consequently, residents of some states may not be able to apply for some or all online loans.


Credit implications: Any participating lender may perform a credit check before making any credit decision. This action might involve contacting the credit reporting bureaus to determine the applicant's creditworthiness, credit standing, or credit aptitude.


Borrowers Beware: Short-term lending is intended to address short-term financial needs and does not constitute a long-term financial solution. Short-term loans involve costs to the borrower and may potentially worsen the precarious financial situation of the latter. Potential clients might consider consulting a finance professional to obtain advice about the risks involved with short-term loans and available alternatives.


Loan Approval: The submission of an application for a loan does not guarantee the approval of an applicant for any offer.


By using this website, the user acknowledges that they have read, understood, and agreed with the Terms of Use add Privacy Policy. 



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